Posted on July 31, 2019 - 02:29 PM
by Cathy Ann Burrer
In the olden days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan. If the bank had extra funds lying around and considered you a good credit risk, they would lend you the money from their own funds. It...
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Posted on July 3, 2019 - 02:29 PM
by Cathy Ann Burrer
Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads are popping u...
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Posted on May 29, 2019 - 02:29 PM
by Cathy Ann Burrer
An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property...
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Posted on April 24, 2019 - 02:29 PM
by Cathy Ann Burrer
There really is no such thing as a no-cost mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, processing fees, flood certification fees, recording fees, notary fees, tax service fees, wire fees...
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Posted on March 20, 2019 - 02:29 PM
by Cathy Ann Burrer
How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha...
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Posted on February 13, 2019 - 01:29 PM
by Cathy Ann Burrer
What kind of lender is best? If you ask a loan officer, “What kind of lender is best?” the answer will be whatever kind of company he works for and he will give you a list of reasons why. If you meet the same loan officer years later, and he ...
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Posted on January 9, 2019 - 01:29 PM
by Cathy Ann Burrer
What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is...
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Posted on December 5, 2018 - 01:29 PM
by Cathy Ann Burrer
Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside...
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Posted on November 7, 2018 - 01:29 PM
by Cathy Ann Burrer
Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next...
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Posted on November 7, 2018 - 01:29 PM
by Cathy Ann Burrer
Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data supplied by borrowers. Nowadays, the interest is often in speed and getti...
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Cathy Ann Burrer COLDWELL BANKER,
D'ANN HARPER,REALTORS®
902 Coronado Blvd.
Universal City, TX 78148
Office: 210-483-6213 Contact Me
Your Universal City Real Estate Pro
My motto: We make a living by what we get, but we make a life by what we give.
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Thanks for all your help in making our "dream home" a reality. We really appreciated that you went the extra mile to get us the best price for our home. You are truly a professional.John and Rhonda Robinson
210-483-6213
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